A few big Dutch health insurers lowering premiums for 2020 – IamExpat in the Netherlands

Dutch well being insurers had till November 12 to announce their premiums for 2020. Going towards the development of accelerating premiums for the approaching yr, a number of giant well being insurers within the Netherlands have determined to, in reality, decrease premiums, albeit not by large quantities.
CZ and VGZ have determined to decrease premiums by 3,85 euros and one euro respectively. Now, for the VGZ fundamental bundle, you’ll pay 119,95 euros monthly as a substitute of 120,95 euros. At CZ, the Zorg-op-maatpolis insurance coverage coverage is now 120,95 monthly. This isn’t CZ’s least expensive coverage.
In accordance with VGZ, organising care higher and extra effectively has made it doable to decrease premiums. Furthermore, VGZ has additionally used a few of its accrued reserves to this finish. Univé is one other well being insurer decreasing premiums; subsequent yr their premiums will likely be one euro cheaper.
While a number of insurers are decreasing premiums, many are elevating them. DSW and Menzis already introduced that they are going to be growing premiums by six euros and one euro respectively. DSW was the first insurer to announce its premiums. Each insurers are utilizing their reserves to restrict the rise. The fundamental medical insurance packages at DSW and Menzis will value 118 euros and 123 euros respectively.
It is very important additionally notice that reductions on collective medical insurance insurance policies are reducing from 10 p.c to 5 p.c, that means that while some insurers are decreasing their premiums, you possibly can nonetheless pay greater than final yr on a collective coverage, as you don’t get as a lot low cost this time round. About two-thirds of individuals within the Netherlands have certainly one of these collective insurance policies. Basically, it’s a good suggestion for almost all of these with medical insurance within the Netherlands to buy round for a greater deal.
Again on Funds Day, the federal government estimated that insurance coverage premiums would go up by three euros a month. Fortunately, the personal threat (eigen risico) will keep at 385 euros subsequent yr. Healthcare allowance may even be growing by 67 euros for single individuals and 95 euros per yr for a number of particular person households in 2020. You’ve till the tip of the yr to modify insurers.
The month-to-month premiums for fundamental packages with out collective low cost and with the minimal personal threat of 385 euros are offered within the listing beneath. Some suppliers have totally different fundamental packages, that are provided at totally different premiums. The distinction between these is usually whether or not you may solely go to sure contracted well being suppliers or not. The listing beneath exhibits the most affordable packages.
Please notice that this listing isn’t full.
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